You are right, surely loyalty should be rewarded not milked for all its worth. Good for you splaying them at their own game.

Are you the man with the ZX636?

Sideways through time

I didn't bother pretending to be a new customer: told them flat out I was already insured with them, that their renewal quote was a p***-take and that the same policy quote for me from their website was significantly cheaper. Miraculously, they found themselves able to match that price right there and then. It was quite tempting to tell them to shove it as they'd already had their chance when lying to me about the renewal quote being "the best offer available on the market for my needs"!

It's not even that I particularly care if the quote doesn't come down year on year. I understand inflation, I'm already old, my records are clean, my NCD is maxed at 9 years and my bike is usually up there in group 17, so fair enough if there's nothing left to cause a big drop from the £300-£400 mark. What really gets me going is when they suddenly sneak in a policy excess hike - as they tried this year, from £250 to £750 (!) - or suddenly "forget", after all this time, that I always go for Business class 1 insurance - as they also tried this year - and drop me back to Social and commuting only. Those both represent a very real, sizeable but sneakily hidden cost increase on the policy.

So yes, read ALL the small print and shop around as necessary - but also don't be afraid to go back to your current insurer and demand that they treat you fairly!

>> ex silens nox noctis <<

Sorry its been a while since I last posted (I'll explain all on another thread)

I just got my renewal quote through..... £130 TPFT premium! 2 years NCB on that too. I'm quite chuffed to be honest. 23 years, only 2 years worth of riding and it's a 600. Not bad.

Gotta call them though as they want to put Breakdown cover and Legal costs so got to ask questions on both of those. What's got my short and curlies is the admin and paper handling fee.......... essentially I'm paying them more to do their job... gits!

Yamaha FZS 600 Fazer ... in gold! 

Ride safe, and look out for the Rainbow of Death!

^{There're only 3 kinds of people in the world, those who can count, and those that can't.}

^{Roses are red, Violets are Blue, I'm a schizophrenic ..... and so am I!}

^{Take pity on the man who invented the drawing board, when he screwed up, he had nothing to fall back on.}

^{Stuff everything, I've always got my bike.}

It may not be much of a secret that I will continue not voting Labour whenever the chance presents itself.

I don't much recommend claiming, either. Only had to do it once - for a stolen bike - but it took months of my life and about 350psi of my blood pressure. The word "acrimonious" springs to mind, along with others like "thieving, dishonest, fraudulent scumbags"...

>> ex silens nox noctis <<